Philosophy
Introduction
PTG · 02
Welcome & How to Use This Guide
What this curriculum is, the core principles, what it asks of you, and how to set the tone from day one. Read before anything else.
PTG · 02b
Suggested Schedule & Pacing
Three tracks — full year, semester, or intensive. A 32-week schedule with milestone checkpoints and your weekly rhythm.
Facilitation NotesOne section per chapter group
PTG · 03
Ch. 1–3 — Resume, Job Search & Interview
Watch-fors, discussion questions, quality grids, Milestone 1 — and the full Mock Interview Guide embedded at the end.
PTG · 03b
Mock Interview Guide
Opening script, 9 questions with follow-ups, scoring rubric, and debrief framework. Do not share with your student in advance.
PTG · 04
Ch. 4–6 — Benefits, Salary & Paycheck
How to run the salary negotiation role-play, verify net pay, and make sure the benefits calculator was actually used.
PTG · 05
Ch. 7–8 — Banking & Budget
The most important review of the year. The budget review table, Milestone 3, and the gut-check question that matters most.
PTG · 06
Ch. 9 — Student Loans & FAFSA
The grandparent 529 rule, all six FAFSA strategies, and the credit card conversation to have before they leave home.
PTG · 07
Ch. 10–12 — Apartment, Lease & Utilities
How to verify the listings are real, the lease was actually read, and the move-in cost is in the savings plan.
PTG · 08
Ch. 13 — Car & Insurance
Keep the conversation financial, not aspirational. The 15% rule, the own-policy liability argument, and your car story.
PTG · 09
Ch. 14 — Grocery & Meal Planning
Cook a meal together. Make it real. Then Milestone 5 — the final 18-item checklist before the presentation.
Presentation & Reference
PTG · 10
Running the End-of-Year Presentation
How to listen, the 8 debrief questions, what to say after, and how to make the handoff conversation count. Read before Week 27.
PTG · 11
Glossary of Financial Terms
35 key terms defined clearly with chapter references. Use during reviews or to check comprehension before the presentation.
PTG · 12
Recommended Resources & Tools
Books, websites, calculators, and apps — the tools your student will use in adult life and what to do after the course ends.